Free HUD-certified counselors are available right now to help you understand every path forward — before your sale date arrives.
You don't have to figure this out alone. Our role is to help you understand every option and connect you with the right people for your specific situation.
The HUD-approved agencies below provide 100% free, federally-certified housing counseling. No cost. No catch. Call them directly.
A certified counselor reviews your specific circumstances and lays out every realistic path — loan modification, forbearance, short sale, and more.
Fill out our form below and we'll personally review your situation, then connect you with the right licensed professional at no cost to you.
Every agency below is certified by the U.S. Department of Housing and Urban Development. Counseling is free, confidential, and available in English and Spanish.
Connects you immediately to a HUD-certified counselor in your area. Free, confidential, available in English & Spanish, 24 hours a day.
Mortgage default intervention, mortgage default, and loss mitigation counseling. Free nationwide service.
The earlier you act, the more options remain. Here's what's typically available depending on how much time you have before your sale date.
Fill out this short form and we'll personally review your situation. We'll connect you with the resource that genuinely fits — HUD counselor, licensed agent, or cash buyer — based on what's best for you, not us.