If you're experiencing mortgage hardship, there are more paths forward than most people realize. We help Dallas & Collin County homeowners understand every one of them — free, confidential, and with no pressure.
There's no one-size-fits-all answer to mortgage hardship. We take the time to understand your specific situation and connect you with the option that genuinely makes the most sense — even if that means connecting you with a free government resource.
We don't push you toward any particular outcome. Our job is to give you the full picture and connect you with whoever is best positioned to help.
Tell us about your property, timeline, and goals through our short online form or a quick phone call. Takes about five minutes.
We look at your situation carefully — equity, timeline, goals — and identify which options are genuinely viable for you. No guesswork.
We present every realistic path with honest pros and cons. No sales pressure. You decide what makes sense for your family.
Whatever path you choose, we personally connect you with the right licensed professional — and follow up to make sure the handoff happens.
Most people in this space profit most when they push you toward a quick sale. We're structured differently — and we'll tell you when the right answer is a free resource, not us.
We recommend what's best for your situation — even if that means sending you to a free HUD counselor instead of a paying client in our network.
We specialize in Dallas and Collin County. We know the local market, the timeline for Texas sales, and the lenders and resources in your area.
Most homeowners hear back within 24–48 hours. When timing matters, we don't let things sit in a queue.
Mortgage hardship doesn't follow business hours. We're reachable by call or text seven days a week, 8am to 8pm.
We provide information and connections. You make the decisions. There's no follow-up campaign if you decide not to move forward.
Every professional in our network is licensed — real estate agents, mortgage loan officers, and housing counselors — not investors operating without oversight.
We measure success by whether homeowners feel informed and respected — not by how many transactions we close.
Fill out our short assessment form and we'll review your situation personally. Or call us directly — no forms required.
Available 7 Days a Week · 8am – 8pm · Call or Text
Beacon Capital Services LLC is a lead generation and referral service. We are not a licensed real estate brokerage, real estate agent, or direct property buyer. We connect homeowners with appropriate licensed professionals and may receive referral fees when transactions close.
Real estate services are provided by our licensed partner agents: Monica Edwards, TX RE Sales Agent Lic. #725895, eXp Realty; and Brittany Vargas, TX RE Sales Agent Lic. #0833104, Texas Urban Living.
Mortgage loan services, including refinancing and loan origination, are provided by Torrey Hammond, Licensed Mortgage Loan Officer NMLS #2143764, through Quality First Mortgage Inc., NMLS #2304837.
We are not attorneys and nothing on this site constitutes legal advice. Consult a qualified attorney regarding your legal rights.
Texas Real Estate Commission — Information About Brokerage Services (IABS) →